Which bank lends the most

Which banks will lend the most? The interactive table below shows the borrowing caps set by all the major lenders currently offering mortgages. You can use the calculator below to get an idea of how much you might be able to borrow when applying for a mortgage.

The changes from Barclays and NatWest come at a time when lenders are struggling to deal with a backlog of applications and a surge in interest since the stamp duty cut. The decision from Barclays to cap income multiples will have the most impact on the biggest earners who qualified for the 5. Saving: Paying ourselves first! Get investing. Find a financial adviser to help you invest. My investor type. Compound interest. Kinds of investments. Bank deposits.

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Santander has also recently increased its maximum to 5. While year terms were the standard in the s, 30 years is now the norm for new borrowers, with many lenders stretching to 35 years to make monthly payments more affordable. The reason the cap bunches at 4. Monster-sized mortgages are back from the dead.